This statement is made pursuant to section 54 (1) of the UK Modern Slavery Act 2015 (the “Act”) and sets out the steps the Company has taken to ensure that slavery, human trafficking, and child labour is not taking place in our supply chains or in any part of our business. It covers our activities for the financial year for the 12 months to 31 March 2025, hereafter referred to as ‘FY25’. This statement covers Experian plc and all its subsidiaries, including Experian Ltd, which are listed in its Annual Report & Accounts.
Experian is dedicated to creating a better tomorrow. A key element of this mission is to ensure that we do all we can to eliminate the blight of modern slavery.
Experian defines modern slavery in line with Article 12 of the Act, which encompasses slavery, servitude and forced or compulsory labour, human trafficking, sexual exploitation, and child labour; all conducts that constitute offence under section 1, 2 or 4 of the Act, and under other relevant criminal justice acts for Scotland and Northern Ireland. It can take many forms and is often very difficult to detect. Experian seeks to do all it can through the efforts outlined in this statement to prevent, detect, and eliminate these practices in our organisation and supply chain.
We have established a modern slavery steering committee which meets quarterly and is chaired by our Group Chief Procurement Officer. This committee oversees our modern slavery programme.
In June 2024, our efforts to combat modern slavery were recognised at the prestigious Credit Strategy Awards in the UK, where Experian won the Corporate Social Responsibility category for our approach to modern slavery over the last seven years. The judges provided the following feedback:
“This stands out as a unique entry, without the need of self-promotion. A global effort towards a very good cause, using their technology and size to tackle a huge problem. The results are quantified, and they have committed to the project for the long run.”
Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help individuals take control of their financial lives and follow their dreams. Businesses rely on our valuable data and powerful analytics to make smarter decisions and to mitigate risk. We are changing lending, helping business detect more fraud, simplifying healthcare, making it easier to get a car, enabling businesses to understand their target customers, and much more.
We empower businesses to make faster, smarter decisions by transforming complex data into actionable insights. From credit risk assessment to fraud prevention and market analysis, our solutions help organisations innovate and grow with confidence. We also provide individuals with tools and resources to take control of their financial health and achieve their goals. Through personalised offers, monitoring services and identity protection, we help people build brighter financial futures.
We invest in talented people and new advanced technologies to unlock the power of data and innovate. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 23,300 people across 32 countries. The Group corporate headquarters are in Dublin, Ireland with operational headquarters in Nottingham, UK; Costa Mesa, USA; and São Carlos, Brazil. The Experian plc Board has oversight over the Group globally, and we have a well-developed system of internal authorities, controls, and policies within the Group. We also have a number of corporate functions (e.g. Procurement, Risk, Finance, HR, Sustainability etc) that support the regions.
Learn more at experianplc.com.
How we work is as important as what we do. We recognise that our work carries with it an enormous responsibility, and our guiding principle is to treat everyone fairly and their data with respect.
Every day, our data and analytics are helping people and businesses to achieve more; individuals to access the financial services they need; people to protect their identities and lives; and economies and societies to flourish.
smarter and quicker decisions
identity and standing
more people get the services they need
to our communities and society
We aim to have a positive effect on the communities in which we live and work. From teaching unemployed young people the interview skills they need to get a job, to helping charities expand so they can feed and shelter even more people, we’re using our expertise to make a difference.
Our Structure
Experian plc is the ultimate parent company of the Group, it operates its business through its subsidiaries globally, the majority of which are wholly owned (see p241 of FY25 Annual Report). Experian plc and its subsidiaries employ approximately 23,300 people in 32 countries. Experian provides services across four geographic operating segments: North America (67% of revenue); Latin America (14%); UK and Ireland (12%); and EMEA and Asia Pacific (7%), with the leaders of each region reporting to the Chief Executive Officer of the Group.
Our three largest markets are the USA, Brazil, and the UK. A full list of the countries in which we are operate can be found at experianplc.com/contact-us. This regional structure enables Experian to better understand the different needs and constraints of each local market and to service both domestic and international clients effectively within each region. Its global reach enables Experian to offer its clients the benefit of shared product development and market knowledge, supporting existing clients (frequently large multinational organisations) as they expand into new countries.
Experian’s activities are grouped into two business segments: Business-to-Business (73% of revenue) and Consumer Services (27% of revenue).
Each year Experian Group companies spend c.$3.3bn with external vendors on goods and services. The majority of this spend is on IT, professional services, data, and marketing. Our suppliers employ over 6,800 contractors who work on Experian projects, many of these are based in India and are specialists in software development.
Our supply base is heavily weighted towards service-based providers rather than the purchase of manufactured goods. Most of the manufactured goods that we do purchase are purchased from large multinational corporations who have their own supply chain principles and ethical standards in addition to agreeing to ours where appropriate.
Given the nature of Experian’s business we believe the risk of modern slavery in our organisation and supply chain is low compared with businesses operating in other sectors. Nonetheless, we are not complacent and continue to focus on improving our procedures
We have standards and policies in place which combat the risk of modern slavery.
Our employees:
Our suppliers:
In FY26, we are going to invite our partners at the Slave Free Alliance to undertake a third risk assessment of our business. The last one that they conducted was in FY23 and it concluded that the internal risk in our business is relatively low due to the pre-employment checks that we undertake.
The categories of modern slavery that Experian is most at risk of (operating in a service-based environment), relate to excessive working hours (where victims are forced to work more than the maximum hours allowed by the law of the country of operation) and bonded labour. Our assessment activities are therefore focused on these areas.
When starting a new relationship with a supplier, we:
We also undertake annual assessments of our existing supply chain. In FY23, we carried out desktop assessments in the UK and Ireland, North America, Latin America and EMEA and Asia Pacific. The assessment began with a segmentation of all our suppliers by spend, region and category. We focused on higher risk categories including facilities management, labour agencies and software development suppliers. We combined this with data from the Corporate Human Rights benchmark and Glassdoor.com to identify 98 of our highest risk suppliers. These suppliers received an assessment questionnaire.
The assessment questionnaire included a series of questions to ascertain the suppliers’ knowledge, approach and policies relating to modern slavery risks in their business. The process included a review of their modern slavery statements and supporting policies where available. We received a 100% response-rate to our FY23 assessment questionnaire.
The responses to the assessment questionnaire highlighted a number of measurable key performance indicators (“KPIs”):
We undertook 13 video calls with suppliers that, based on the questionnaire responses, were of highest risk. The calls were led by a modern slavery expert from the Slave Free Alliance. The subject matter expert produced a report for each supplier with a series of recommendations which were shared with the suppliers to action.
In FY24, we wanted to build on the due diligence from the previous year and not just repeat it. We decided to focus on facilities management vendors at our main sites as this was identified as one of our higher-risk areas. We embarked on a series of on-site visits to each of our main offices around the globe including in the UK, USA, Brazil, Germany, Bulgaria, and Malaysia. At each of these offices, in person meetings were held with staff such as cleaners, caterers, maintenance and reception staff.
The agenda and questions for the meetings were prepared with assistance from our partners at the Slave Free Alliance. The meetings assessed the interviewees’ level of knowledge regarding the subject, whether they would recognise the signs of modern slavery and their level of confidence in Experian and their employer to deal with the situation. The meetings were organised as general welfare discussions so that interviewees did not prepare and to ensure that we obtained a true picture of their knowledge of modern slavery.
80 facilities management colleagues and contractors were interviewed across 12 offices. The main themes that emerged were;
As a founder member of the Slave Free Alliance, we seek their input each year when developing and undertaking internal or external assessments. In FY2 the Slave Free Alliance assisted with the visits in the UK. Visits undertaken outside of the UK were undertaken by Experian colleagues (not the facilities teams) with support from the Slave Free Alliance. We have a panel of external auditors who would have been deployed had a more in-depth supplier assessment been required. Each external auditor is selected based on location, capacity and whether there is any potential conflict of interest.
In FY25, we wanted to understand the risk and mitigation strategies further down our supply chain so we selected three key suppliers of cloud infrastructure, hardware and professional services:
This year we rolled out training to the Directors of our Australian business under their new modern slavery legislation.
In FY24, our Global Procurement team received supplementary modern slavery training through our on-line learning and development tool. These assignments were tracked to ensure that all procurement colleagues completed the training.
We also extended training to Human Resources Business Partners with two webinars held to increase understanding and awareness.
Between 2020 and 2023, Experian’s partnership with the charity Hope for Justice supported 544 survivors of modern slavery through advocacy and advice services in the UK. This helped those survivors prove their identity, access credit reports, and resolve fraudulent debts registered in their name. An additional 13,465 people at risk of exploitation were also engaged through community outreach and training to equip them with the tools and skills to identify and report modern slavery. Hope for Justice also used Experian’s funding to implement a Case Management System (“CMS”) called ‘Caseworker Connect’. This CMS went live in 2022 for all Hope for Justice’s UK advocacy work, enabling their teams to log and measure complex individual outcomes for survivors. This has allowed them to store and track live and closed cases in a single, secure database, ensuring more resources can be used for victim recovery and support. Since 2023, Experian has developed a new mapping tool for use by Hope for Justice and the Slave Free Alliance in the UK, which models vulnerability propensity of heightened modern slavery instances by geographic area.
The North America region has partnered with Hope for Justice to support the RISE Programme (Restore, Inspire, Strengthen and Empower) in North Carolina (ranked 9th in the US for highest number of human trafficking cases) to generate enhanced, long-term services for human trafficking survivors. So far, 14 survivors are being helped across 14 domains such as housing, education, employment, financial literacy, physical and mental health.
There have been no instances of modern slavery found in our business or supply chain against the 11 International Labour Organisation indicators in this financial year.
We were recognised for the work we have done on modern slavery by winning our industry’s prestigious Credit Strategy Award for Corporate Social Responsibility.
We carried out due diligence with three key suppliers from a range of categories, understanding more about their supply chains, the risk of modern slavery and what they are doing to mitigate it.
Experian has updated and improved a mapping tool for use by Hope for Justice and the Slave Free Alliance in the UK, which models vulnerability propensity of heightened modern slavery instances by geographic area.
The North America region has renewed its partnership with Hope for Justice to support the RISE Programme in North Carolina. This partnership has been extended to the project in Tennessee. Both projects generate enhanced, long-term services for human trafficking survivors.
We have renewed our membership of the Slave Free Alliance to ensure that we have the right advice to prevent and address any potential issues related to modern slavery. We actively participate in their group for companies in the finance industry.
This statement is approved by the Experian Ltd Board and signed on its behalf by:
Malin Holmberg, Director, Experian Limited
Date: 6 May 2025
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Experian Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number 738097). Experian Ltd is registered in England and Wales (no. 00653331). Registered office: The Sir John Peace Building, Experian Way, NG2 Business Park, Nottingham NG80 1ZZ.